Privacy Policy
5minuteQuote Insurance Services, along with its affiliates, subsidiaries, and related entities (collectively, “5minuteQuote,” “we,” “our,” or “us”), is dedicated to safeguarding your personal information. This Privacy Policy explains how we collect, use, and protect information obtained from users (“you” or “customers”) through our online services.
If you are a resident of California, please review our California Privacy Policy for additional information about your rights under applicable law, including the California Consumer Privacy Act.
1. Scope and Acceptance
This Privacy Policy applies to your use of the 5minuteQuote website(s), including any affiliated domains that display this Policy (collectively, the “Site”), as well as any tools, applications, widgets, content, or services made available through the Site (the “Services”), regardless of how you access them.
This Policy governs only information collected directly through the Services. It does not apply to:
- Information collected offline (such as phone conversations), unless specifically stated
- Information collected by third-party websites, services, or applications
Where additional privacy disclosures are provided at the point of data collection, those disclosures will control with respect to that specific data.
By using the Services or submitting information through them, you acknowledge and agree to the terms of this Privacy Policy.
2. Updates to This Policy
We may revise this Privacy Policy at any time at our discretion. Updates will be posted on the Site and will take effect immediately upon posting.
If you do not agree with any updates, you should discontinue use of the Services. Continued use indicates acceptance of the revised terms. We encourage you to review this Policy periodically.
3. Information We Collect
3.1 Information You Provide
We collect personal information only when you voluntarily provide it, such as when completing forms like quote requests or insurance calculators.
“Personal Information” may include:
- Name, address, email, phone number
- Date of birth, Social Security number
- Physical characteristics (e.g., height, weight)
- Health or medical details
We may also collect demographic data such as age or gender.
You are not required to provide information—if you choose not to, you may simply not proceed with the relevant form or feature.
We use this information to:
- Provide quotes or requested services
- Connect you with insurance providers
- Improve our Services
- Communicate with you, including marketing (where permitted)
We may share your information:
- With your consent
- With service providers assisting us
- With insurers to fulfill your request
- As required or permitted by law
3.2 Information from Third Parties
We may supplement your information with data from external sources (e.g., credit history or driving records) for purposes such as underwriting, personalization, and service improvement.
When combined with your Personal Information, this data is treated under this Privacy Policy unless otherwise disclosed.
3.3 Automatically Collected Information
When you use our Services, we and our partners may automatically collect certain data (“Usage Information”), such as:
- IP address or device identifiers
- Browser and device details
- Pages visited and interactions
- Referral URLs
- Location data
- Time and date of access
If linked with Personal Information, Usage Information is treated as Personal Information.
3.4 Tracking Technologies
A. Technologies We Use
We use tools such as cookies, web beacons, scripts, and similar technologies (“Tracking Technologies”) to collect Usage and demographic data.
These tools may:
- Store information on your device
- Track interactions (e.g., clicks, scrolling, mouse movement)
- Support analytics and performance monitoring
Disabling cookies may affect functionality of certain features.
B. Why We Use Them
Tracking Technologies help us:
- Operate and secure the Services
- Analyze performance
- Enhance user experience
- Deliver relevant content and advertising
C. Your Choices
You can manage cookies through your browser settings. Some Tracking Technologies are essential and cannot be disabled.
D. Third-Party Tracking
Third parties may also use Tracking Technologies on our Services. We do not control these technologies and are not responsible for their practices.
E. Do Not Track Signals
Our Services currently do not respond to “Do Not Track” browser signals due to the lack of a universal standard.
F. Managing Tracking Preferences
You can disable cookies via your browser settings. Note that doing so may impact functionality. Some tracking (e.g., Flash or HTML5) may require additional controls.
4. How We Use Information
We may use collected information to:
- Provide requested services or quotes
- Connect you with insurers
- Communicate with you
- Improve and personalize Services
- Ensure security and prevent fraud
- Comply with legal obligations
- Conduct internal business operations
4.1 Service Development and Security
We may analyze data to improve our Services and investigate issues such as fraud, misuse, or violations of our policies.
4.2 Communications
We may contact you via email, phone, or text regarding:
- Service updates
- Quotes or requests
- Promotions
You may opt out of marketing communications, but not essential service-related messages.
Text message opt-outs can be completed by replying “STOP.”
4.3 Advertising
We may use your information to:
- Deliver relevant ads
- Measure ad effectiveness
- Improve content relevance
5. Sharing Information
We may share:
- Aggregated or de-identified data
- Device-related data
- Personal Information as described in this Policy
We do not sell Personal Information without your consent.
5.1 Third-Party Interactions
If you choose to interact with third-party services or links, your data will be governed by their policies. We are not responsible for their practices.
5.2 Service Providers
We may share information with vendors who assist with operations such as hosting, analytics, and customer support.
5.3 Legal and Safety Disclosures
We may disclose information where necessary to:
- Comply with legal obligations
- Protect rights, safety, or property
5.4 Business Transfers
In the event of a merger, acquisition, or sale, your information may be transferred as part of the transaction.
6. Third-Party Content
Our Services may include content or links to third-party platforms. These third parties may independently collect information. We are not responsible for their data practices.
7. Advertising Networks
We may work with advertising partners who use Tracking Technologies to deliver targeted ads and analyze usage.
You may opt out through industry tools such as the Network Advertising Initiative (NAI) or Digital Advertising Alliance (DAA), though limitations may apply.
8. Children’s Privacy
Our Services are not intended for children under 13. We do not knowingly collect their information. If such data is discovered, it will be deleted in accordance with applicable laws.
Parents may contact us if they believe a child has submitted information.
9. Access and Updates
You may request access to or correction of your Personal Information. We may retain certain data where required for legal or operational reasons.
Identity verification may be required before processing requests.
10. Marketing Preferences
You may opt out of marketing emails via unsubscribe links or account settings. Text messages can be stopped by replying “STOP.”
Service-related communications may still be sent.
11. Data Security
We implement reasonable safeguards to protect your information. However, no system is completely secure, and transmission is at your own risk.
12. Privacy Program Participation
5minuteQuote may participate in third-party privacy certification programs to demonstrate our commitment to responsible data practices.
13. Contact Us
If you have questions about this Privacy Policy, you may contact us at:
5minuteQuote Services
2215 Artesia Blvld.Redondo Beach Ca. 90278
5minutequote@gmail.com
We will review and respond to inquiries as appropriate and may retain communications for recordkeeping purposes.